Power to Keep Your Vehicle, Appliances, and Other Collateral
If you want to hold onto your vehicle, or other collateral, Chapter 13 makes it happen.
Power to Preotect Your Home Against Your Mortgage Lender and Lienholders
If you want to hold onto your home, Chapter 13 gives you many extraordinary advantages.
Chapter 13 Turns the Power of the “Automatic Stay” into a Superpower
If Chapter 7 strengthens your hand against your secured creditors, Chapter 13 turns you into Superman. It starts with a much more robust “automatic stay.”
Another Five Ways to Save Your Home through Chapter 13
In my blog last Thursday I gave you the first five of ten big ways that Chapter 13 allows you to keep your home. Here are the other five. 6. If you need to sell your home, Chapter 13 usually gives you much more time to do so than a Chapter 7 case. More […]
Ten Ways to Save Your Home through Chapter 13
In my experience the number one reason people choose to file Chapter 13 instead of Chapter 7 is to save their home. And it’s not just because it gives you a bigger hammer against your mortgage company. It gives you a hammer, but also a whole bunch of other tools. Some are more subtle but […]
Qualifying for the Tremendous Tools of Chapter 13
You may want the fast fresh start of a Chapter 7 case, but sometimes your circumstances scream out for a Chapter 13 instead. It’s true—for some people Chapter 13 provides some tremendous tools not available under Chapter 7. Now all you have to do is qualify for it. Qualifying for Chapter 13 is completely […]
Chapter 7 vs. 13—the Easy Choice, and the Not So Easy
Picking the right Chapter to file can be simple, or it can be a very delicate, difficult choice. And appearances can be deceiving. A situation that seems at first to call out for an obvious choice can turn out to have a twist or two that turns the case upside down. That twist can […]
5 More Kinds of Chapter 13 Medicine for Saving Your Home
Chapter 13 is extraordinary in the number of distinctive ways it can solve debt problems endangering your home. Here are five more ways beyond the five of the last blog.
Save Your Home with 5 Powerful Prescriptions Found in Your Chapter 13 Medicine Cabinet
Chapter 13 is often the best option for holding onto your home. That may be simply because it solves one of your major home debt problems, or instead because it solves a bunch of them all in one package.
Stronger Medicine for Vehicle Loan through Chapter 13
If you are behind on your car or truck loan and a Chapter 7 case will not help you enough, file a Chapter 13 case instead so that you can keep that vehicle.